Who Pays for Your Rental Car After an Accident in Greenville, SC?

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If you’ve been in a car accident in Greenville, South Carolina, you might wonder who’s responsible for paying for your rental car while your vehicle is being repaired or replaced. The answer depends on a few factors, like who caused the accident and your insurance coverage.

At The Maxey McFarland Law Firm, we help people like you deal with the complex world of car accident claims and ensure you get the compensation you deserve.

Does the At-Fault Driver Pay for Your Rental Car?

In most cases, the driver who caused the accident should be the one to pay for your rental car. This is because South Carolina is a “fault” state regarding car accidents. That means the person who caused the accident is responsible for paying for the damages, including the cost of a rental car, while your vehicle is being repaired or replaced.

However, getting the at-fault driver’s insurance company to pay for your rental car can be challenging. They might try to deny responsibility for the accident or argue that you don’t need a rental car. That’s where having a car accident lawyer on your side can help. Your lawyer can negotiate with the insurance company and ensure they pay for your rental car and any other damages you’re entitled to.

Will Your Insurance Cover Your Rental Car After an Accident?

Even if the other driver was at fault for the accident, you could still get your rental car covered by your own insurance company. This depends on what kind of coverage you have.

If you have rental car coverage as part of your auto insurance policy, your insurance company should pay for your rental car while your vehicle is being repaired or replaced. This coverage is usually an optional add-on to your policy, so you’ll need to check with your insurance company to see if you have it.

If you don’t have rental car coverage, you can still get your rental car covered if you have collision coverage. Collision coverage pays for damages to your vehicle, and some policies include rental car coverage as part of this. Again, you’ll need to check with your insurance company to see if this applies to you.

What if Your Car is a Total Loss?

If your car is so severely damaged in the accident that it’s considered a “total loss,” meaning it would cost more to repair than it’s worth, you might wonder how long the at-fault driver’s insurance company will pay for your rental car.

In most cases, the insurance company will only pay for your rental car until they make you an offer to settle your claim. This is usually the fair market value of your car before the accident. Once they make this offer, they’ll expect you to use that money to replace your car, and they’ll stop paying for your rental.

If you think the insurance company’s offer needs to be higher, you don’t have to accept it immediately. Your car accident lawyer can negotiate with the insurance company to get you a better settlement that covers the total value of your car and any other damages you’re entitled to.

What if You Have to Pay Out of Pocket for Your Rental Car?

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In some cases, you might have to pay for your rental car out of pocket and then get reimbursed by the at-fault driver’s insurance company later. This might happen if the insurance company is taking a long time to process your claim or if there’s a dispute over who caused the accident.

If you have to pay for your rental car out of pocket, keep all your receipts and any other documentation. Your car accident lawyer can use this to prove how much you paid and make sure you get fully reimbursed.

How The Maxey McFarland Law Firm Can Help with Your Rental Car Costs

Dealing with rental car costs after an accident can be stressful and confusing, especially when you’re also trying to recover from your injuries and get your life back to normal. That’s where having a car accident lawyer on your side can make a big difference.

Your lawyer can handle all the paperwork and negotiations with the insurance company, so you don’t have to worry about it. They can make sure the insurance company pays for your rental car and any other damages you’re entitled to, and they can fight for you if the insurance company tries to deny your claim or offer you less than you deserve.

At The Maxey McFarland Law Firm, we have years of experience helping car accident victims in Greenville and throughout South Carolina. We know how to deal with insurance companies and make sure our clients get the compensation they need to move forward with their lives.

If you’ve been in a car accident and need help covering your rental car costs, don’t hesitate to contact us. We offer free consultations where we’ll listen to your story, answer your questions, and give you honest advice about your case. And if we take on your case, you won’t owe us a dime unless we win.

You shouldn’t have to pay for someone else’s mistake. Let The Maxey McFarland Law Firm fight for your rights and help you get the justice you deserve. Contact us today at 864-900-4231 to schedule your free consultation and take the first step toward getting your life back on track.

Last Updated: 05-08-2024
Written By: Will Maxey